Consumer Loans

Auto Loans

We can put you in the driver's seat with flexible, affordable loans for new or pre-owned vehicles.

• Flexible repayment terms
• New and Used automobiles
• Automatic Loan Payment
  Never worry about a late payment again! Have your monthly payment for your Auto Loan automatically deducted from an East River Bank Checking or Savings account.

  It is added convenience and peace of mind at no additional charge and you may receive a lower rate!

Personal Loans

Whether you're making a big purchase or consolidating some bills, a personal loan from East River Bank may be the easiest way to get the cash you need.

• Borrow $1,000 to $10,000 at competitive fixed rates
• Easy to repay
  Choose from  loans with convenient automatic payment deduction from an East River Bank Checking or Savings account and never worry about a late payment again. It is added convenience and peace of mind at no additional charge and you may receive a lower rate!

CD/Savings Secured Loans

When you can secure your loan with a Certificate of Deposit(CD) or savings account, you can borrow more and enjoy low interest rates.

• Here's how it works Rather than paying cash for something and draining your assets, you can keep your money in a CD and borrow against it. Your money in the CD continues to earn interest while you enjoy a low-interest loan with easy payments. It's also a great way to avoid taking an early withdrawal from a CD because of unexpected cash needs.
• Borrow $1,000 to $100,000 Up to 95% of the value of the CD used as collateral
• Enjoy a low interest rate Just 3% above the rate for the CD used as collateral

Personal Lines of Credit

Want to be prepared for any financial needs throughout the year? Get East River Bank's Ready Reserve Line of Credit.

• Ready Reserve is always there - borrow up to your credit limit to help you:
  • Provide overdraft protection on your checking account 
  • Get cash - visit one of our branches