East River Bank
Personal Banking

Personal Banking

Personal Banking

Checking Accounts

Choosing the right checking account is easy. Use the guide below to choose the checking account that is right for you. Need more help? Call or stop-in to one of our branches today!

  • All of our checking products come with the following benefits:
  • Free First Order of checks
  • Free Telephone Banking
  • Free Online Banking with Bill Payment and Presentment
  • Free ATM / Visa Debit Card

Switch Today! Apply now!

Just Checking

  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Monthly statement with check imaging

Student Checking

  • Maintain a minimum daily balance of $50 to avoid $2 monthly service charge
  • Available to students over the age of 18 with a valid student Identification Card
  • Unlimited check writing
  • Monthly statement with check imaging
  • Competitive rate of interest   

Flexible Checking

  • Maintain minimum daily balance of $250 to avoid a $5 monthly service charge
  • Unlimited check writing
  • Monthly statement with check imaging
  • Competitive rate of interest

Flex Gold Checking

  • Maintain a daily minimum balance of $1000 or a total relationship of $5000 in checking, savings, CD or certain consumer loans to avoid a $10 service charge
  • Unlimited check writing
  • Monthly statement with check imaging

Flex Platinum Checking

  • Maintain a combined daily minimum balance of $25,000 in checking, savings cds, or certain consumer loan accounts to avoid $15 monthly service charge
  • Unlimited check writing

All the benefits of Flex Gold PLUS:

  • Discount of $25 on annual Safety Deposit Box rental
  • $100 discount on Mortgage Application Fee
  • FREE AMEX Gift checks

Go Anywhere Checking 

  • Maintain a modest minimum balance of $100 to avoid $5 service charge
  • Unlimited check writing
  • Competitive high rate of interest
  • Internet Banking Registration Required
  • e-Statement only

Celebration Club Checking

Designed for customers 50 or better

  • Competitive high rate of interest
  • Free American Express travelers checks
  • Free Notary Public service
  • Free Photocopies