Checking Accounts

Just Checking
Just as the name suggests, this is a simple non-interest bearing account. There’s no minimum balance requirement, no per check charge and no monthly service charge. Enjoy the convenience of a FREE ATM/Visa Debit Card, telephone and Internet Banking. • First order of checks FREE • No minimum • No fees Enjoy easy access to your savings through a FREE ATM card or East River Bank’s Internet Banking system. Receive a convenient monthly statement listing all of your activity, including check imaging.
Flexible Checking
Take advantage of the flexibility of this checking account for all your banking needs; earn acompetitive rate of interest while maintaining a modest minimum balance of $250 to avoid monthly service charges. • First order of checks FREE Enjoy unlimited check writing, a free ATM/Visa Debit card and receive concise monthly statements summarizing your activity and images of all checks posted to this account.
Student Checking
This checking account is available to students over 18 with a valid Student Identification Card. Low minimum is perfect for a student’s budget. Enjoy the convenience of unlimited check writing, a free ATM/Visa Debit Card and receive concise monthly statements summarizing your activity and images of all checks posted to this account.
Flex Gold Checking
Geared toward customers who prefer maintaining higher balances in their checking account, our flex gold account offers the following benefits when you maintain a minimum daily balance of $1,000, or a total relationship of $5,000 in your Checking,Savings, and Certificate of Deposit accounts with East River Bank. • Free Flex Gold Checks • Free ATM/Visa Debit Card • Free Internet Banking and Bill Payment • Discounted Rate on Consumer Loans Plus, this account pays an increasing rate of interest as your balance increases, permitting us to pay a competitive yield.
Flex Platinum Checking
Specially made for customers who maintain higher balances with East River Bank, our premium account offers various additional benefits when you maintain a combined minimum daily balance of $25,000 in your Checking, Savings, Certificates of Deposit or certain Consumer Loan accounts. The Flex Platinum account includes all of the benefits of Flex Gold plus the following: • Discount of $25 annually for Safe Deposit Box rental—limited quantity available • $100Discount on appraisal fee • American Express Gift Cheques • Periodic CD Specials This interest-bearing checking account is available to individuals age 50 or older. Avoid a monthly maintenance service charge when you enroll for direct deposit or maintain a minimum balance of $100. Enjoy the convenience of unlimited check writing privileges, ATM/Visa debit card access, and a concise monthly statement listing all of your transactions and images of all checks posted to your account. Senior Checking benefits include: • Free Senior Checking checks • American Express Travelers Cheques for One
Additional Services
Money Market Accounts Enjoy high interest rates and easy access to funds with East River Bank’s Money Market accounts. You may make unlimited deposits or withdrawals at the bank or enjoy the convenience of writing up to three checks per month.
Automatic Loan Payment Never worry about a late payment again! Your monthly loan payment can be deducted automatically from your East River Bank checking or savings account. No need to worry about postage or delays again!
Automatic Savings The easiest way to start a savings plan! Have your deposit deducted from your East River Bank checking account automatically: weekly,bi-weekly or monthly—you decide.