Lines of Credit

Lines of Credit
A convenient way to get money without having to apply for a loan every time. What you’re looking for: Extra funds should you need them. What you get: Line of Credit • Establish a line of credit to business cycle and growth of your company • A Line of Credit allows your have funds available for suppliers’ discounts, growth and new opportunities Revolving Line of Credit • Have credit available for your needs to finance working capital, and new opportunities Overdraft and Small Business Line • Lines of credit for overdraft daily cash needs • Easily accessed by check
Account Access
When you choose East River Bank, you’ll have access to an array of services designed to let you bank when and where you want. What you’re looking for. Cash Management What you get: • Convenient account reconciliation • Transaction reporting • Electronic tax payment through EFTPS • Wire transfer requests • Payroll deposits and fund transfers through ACH What you’re looking for. Business Internet Banking with Bill Payment Free Internet Banking with bill payment from the convenience of your office or at home, 24 hours a day, from any computer with internet access. What you get: • Transfer funds • Check balances • Pay virtually anyone in the United States • Set up recurring or future-dated payments What you’re looking for. EFTPS A fast convenient way to make tax payments electronically for customers who have Bank- By-Phone or Online Bill Payment. What you get: • Pay taxes monthly or quarterly What you’re looking for. Business Bank-by-phone Access your accounts from any touch-tone phone. What you get: • Transfer funds • Check balances