Business Loans

Business Loans
Everyone needs a helping hand once and again. East River Bank gives your business the kind of one-on-one attention other banks don’t. What you’re looking for: Additional finances to help you grow. What you get: Term Loans • Flexible terms and conditions to help grow your business and buy equipment. • Both floating and fixed rates are available • Quick, responsive decisions to all of your loan requests Commercial Mortgages Loans for acquisition, improvements or construction of real estate properties of owneroccupied businesses. • Flexible terms and pricing • Fixed or adjustable rates Small Business Administration Loans • A number of loan programs are available when the bank’s loan is partially guaranteed by the SBA • Many SBA loans give businesses larger loans with longer terms at fixed or adjustable interest rates–a strong alternative for financing new and rapidly growing businesses • 504 Program offers effective, long-term financing for real estate and fixed assets at long-term, competitive interest rates
Account Access
When you choose East River Bank, you’ll have access to an array of services designed to let you bank when and where you want. What you’re looking for. Cash Management What you get: • Convenient account reconciliation • Transaction reporting • Electronic tax payment through EFTPS • Wire transfer requests • Payroll deposits and fund transfers through ACH What you’re looking for. Business Internet Banking with Bill Payment Free Internet Banking with bill payment from the convenience of your office or at home, 24 hours a day, from any computer with internet access. What you get: • Transfer funds • Check balances • Pay virtually anyone in the United States • Set up recurring or future-dated payments What you’re looking for. EFTPS A fast convenient way to make tax payments electronically for customers who have Bank- By-Phone or Online Bill Payment. What you get: • Pay taxes monthly or quarterly What you’re looking for. Business Bank-by-phone Access your accounts from any touch-tone phone. What you get: • Transfer funds • Check balances