Business Checking

Just Business Checking
A basic checking account designed specifically for small businesses. What you’re looking for: An account with a modest minimum balance and moderate activity levels. What you get: • Substantial savings in fees and service charges for your business • A monthly statement summarizing all transactions, along with check images for easy reconciliation of your accounts
Just Business Checking Plus
You started out small, but you’re good at what you do and have grown. Just Business Checking Plus is just what the accountant ordered. What you’re looking for: An account that will keep pace with more involved business finances. What you get: • Various levels of minimum balances and transaction activity. That means a healthier profit margin • Substantial savings in fees and service charges for your business. • Easy to reconcile. Succinct monthly statements with check images make for quick and easy access to transaction history
Business Flex Checking
The butcher. The baker. The candlestick maker. This account has flexibility written all over it. What you’re looking for: An account tailored to Sole Proprietors and Non-Profit Organizations What you get: • Increased revenue by earning a competitive rate of interest while maintaining a modest minimum balance • Unlimited check writing • Free ATM/Visa Debit Card • Concise monthly statements summarizing your activity with check images
Non-Profit Checking
East River Bank supports the good works of non-profit groups What you’re looking for: An account designed to manage all the day-today needs while your money is working for you. What you get: • Competitive interest rate • Unlimited check writing • Monthly statements summarizing your activity with check images
Commercial Checking
We give big businesses the kind of attention bigger banks won’t. What you’re looking for: An account designed for larger businesses with a lot of activity. What you get: • Unlimited check writing while earning credits to offset monthly service charges • Earnings Credits are based on the average balance; when the credits exceed the service charges; a charge will not be assessed for that month • Assistance in calculating the optimum balance necessary to help eliminate your monthly service charges
Account Access
When you choose East River Bank, you’ll have access to an array of services designed to let you bank when and where you want. What you’re looking for. Cash Management What you get: • Convenient account reconciliation • Transaction reporting • Electronic tax payment through EFTPS • Wire transfer requests • Payroll deposits and fund transfers through ACH What you’re looking for. Business Internet Banking with Bill Payment Free Internet Banking with bill payment from the convenience of your office or at home, 24 hours a day, from any computer with internet access. What you get: • Transfer funds • Check balances • Pay virtually anyone in the United States • Set up recurring or future-dated payments What you’re looking for. EFTPS A fast convenient way to make tax payments electronically for customers who have Bank- By-Phone or Online Bill Payment. What you get: • Pay taxes monthly or quarterly What you’re looking for. Business Bank-by-phone Access your accounts from any touch-tone phone. What you get: • Transfer funds • Check balances